Money Tip #7

Vacations, everyone loves to take them but we don’t always have the money to go, so when you do make sure you don’t spend a fortune on it. Plan the vacation a good bit ahead of time, depending on different events that may be going on around where you want to stay, you can catch good deals so plan to stay there those certain times of the year. Plan out for the most part what you are going to want to do while on your vacation and save up the money so there won’t be any surprising costs you weren’t expecting nothing can ruin a vacation more than not getting to do anything because costs are so much higher than you though they would be.  Plan for eating out or buying your food to cook (even if you intend on cooking your food still plan for eating out when you get there you’re probably going to realize that you really just want to enjoy your time and not have to do any work even cooking).

Money tip #6

So, here’s money tip number 6!!! Save money on your bills, as many of them as you can of course things like mortgage and homeowners insurance isn’t going to change, but you can control your water bill, power bill, groceries and things like that. 

 

One thing we do everyday which is even better when it stays light outside until 8:30 or so but we open up our blinds all day everyday until it gets dark outside so there is no need to cut on any lights, and that saves us a ton of money. We also try not to run heat and air too much if we can open a window or leave the glass door open with just the screen closed we will, and during the cold times we try to bundle up a lot or start up the fireplace instead of turning on the heat, and get moving run around with the kids and that will take away the need for heat for a while. 

 

As far as saving on water, use as little of it as possible cut the water off while  brushing your teeth or while washing dishes, don’t just let the water run!! If you’re throwing a load in the dishwasher don’t turn it on until it is completely full. Another idea that is on our to-do list this spring it to get a large barrel to catch rain water in so we can use that to water our garden, when we had our vegetable garden last year we had a big increase to our water bill so this is going to be a great thing to prevent that from happening again. 

 

You can save lots of money on groceries you just have to do some planning. We shop once a month for all of our groceries (except fresh produce) we save a lot of money that way because we know ahead of time what we have and what our meals are going to be so we don’t just go shopping all the time and end up picking up stuff we really don’t need. Also, stock up when items are on sale especially meats!! I found a wonderful sale on meats this months shopping trip and got it for half the price it usually is. Using coupons is another great thing, if you have the time, and I just don’t have the time to do them at all so that’s one tip I would really love to learn more about how to easily do too!! Hope you enjoy all the tips we’ve been giving and hope you learned something new, tell us about it in the comments!

                    -Sarah

money tip #5

Sorry for not having our weekly tips done daily, we had to skip a few days of blogging, we had 3 sick children all at once which put a stop to almost everything that our household normally does, now that everyone is getting better we can pick up where we left off, so here is money tip number 5.  THRIFT STORES!!!!! I love going to thrift shops to find something “new” and usually at a third of the price of what you would get it for at the store (and if you find really good deals it’s even less than that). As a family of five with 3 small children who are constantly growing out of their clothes and shoes it wouldn’t be very wise of us to spend our money on new clothes and shoes for them, it would cost us so much money when I can go to the thrift stores and buy several full outfits and shoes for all of them and spend less than $10 if I bought all of that stuff new, I wouldn’t have even been able to buy 1 full outfit. If you are one of those people who think it’s gross to wear used clothing just take it home and wash it well even more than once if that makes you feel more comfortable with all the money you saved running the wash more than once isn’t going to matter. We also thrift for more than just clothes, any household items can be found at thrift stores, like those really nice expensive pots and pans can usually be found in thrift shops for $1-$2 isn’t that just awesome, I get excited thinking about it, weird I know but hey that’s how we save a ton of money that can be better used somewhere else, I also feel that through doing that we are being good stewards with the money God has given us, and we are protecting His earth by using fewer resources to have new clothes made. So, here’s your challenge, try for 3 months to get everything that you need (other than food of course) from a thrift shop and just add up your savings, it will amaze you!!! Hope you enjoy the challenge and don’t forget, don’t make it a chore make it fun.

– Sarah

 

Money Tip #4

NEVER PAY STICKER PRICE / ASKING PRICE!!!! In addition to yesterday, think about some other advantages of making cash purchases. Let’s say you’re buying a car or furniture, if you walk into the store or onto the lot with cash, how easy do you think it would be to negotiate a lower price? Many times you will be amazed at how much below the asking cost you can go. You can easily save hundreds of dollars to go toward your next purchase or buy extra accessories to go with your new purchase. And best of all, NO PAYING INTEREST!!!! Look there you saved even more money than you thought.

Crisis Averted!!!!!!!

Well I changed the oil in both of our cars the day before and everything was looking great! And then while I was at work the next day Sarah calls me …. “Honey, my van won’t start.”. Well now i’m thinking to myself, “Great way to start the day.”. Then I thought, “Hey! We have saved all the spare money from the past few weeks!” I get home that afternoon and after a jump start, a trip to the parts store, and $90.00 later (bummer) we have a new battery. Now I know we pretty much have to start all over with the change bucket but at least we didn’t have to cut into our bill money. CRISIS AVERTED! Go money tip #1!!!!!

-Justin

Money Tip #3

We have made it a rule in our house that we will do no spur of the moment spending, we don’t HAVE to have it right now. Save for everything and if you want it bad enough when you finally have the money for it then get it or, maybe you will come to find that that thing you had to have just doesn’t look quite as good now as it did before and maybe you could use that money for something you would rather have. But, just remember even though it may take you a while to save up that money and you feel like you just need it now, 9 times out of 10 it can wait and you won’t put yourself in a bind by spending money you don’t have right away (yes even for small inexpensive things because they add up quickly).

                            -Sarah

Money Saving Tip #2

For everyone who says to themselves, “Why don’t I just stop at the convenience store and get me a drink and a candy bar or snack cake.” If you do this everyday for at least five days a week and figure that a drink for $1.50 and a snack for $0.50 isn’t much read this! $2.00 per day, $10.00 per week, $40.00 per month or $480.00 per year!!!! If you have a short commute to work like me that can cover     your gas to and from work all year! Or guys, a BIG SCREEN HD T.V. or for you ladies, a nice chunk of change for LANDSCAPING, or for both of you a nice relaxing WEEKEND GETAWAY! So think, are the snacks and the calories really worth it, or can you save it for a sunny day?

-Justin